Shopify Credit Card Fee Calculator
Quickly estimate your credit card processing fees for any Shopify transaction. This tool accounts for your plan, payment gateway, and international fees to show you the true cost per sale.
Fee Breakdown
Understanding Your Shopify Credit Card Fees
Understanding your **Shopify credit card fees** is critical for maintaining healthy profit margins and pricing your products effectively. This **Shopify Credit Card Fee Calculator** works alongside tools like our Shopify Transaction Fee Calculator to give you a complete and clear view of exactly how much you are paying in processing costs for every single sale you make.
By getting a granular look at your fees, you can make smarter decisions. For a broader view of your store's financial health, merchants can also use the Shopify Profit Margin Calculator and the Ecommerce Gross Profit Percentage Calculator in conjunction with this tool.
How to Calculate Shopify Transaction Fees: A Step-by-Step Guide
- Select your Shopify plan to determine the base credit card processing rate.
- Choose your transaction type (online or in-person) as Shopify offers different rates for each.
- Enter the transaction amount to calculate the total fees based on that sale.
- Select a third-party gateway if you’re not using Shopify Payments. This will apply Shopify's additional fee on top of the gateway's own processing cost.
- Check the “International Transaction” box if the sale involves a currency different from your store’s payout currency to include cross-border fees.
This **Shopify fees per sale calculator** instantly applies the correct rates to show you a detailed breakdown of all costs.
Problem-Solving with the Fee Calculator
Scenario 1: High Transaction Volume
Merchants with many daily transactions can save significantly. For example, the difference between the Basic plan's 2.9% and the Advanced plan's 2.4% can mean hundreds or thousands of dollars in savings per month. This **Shopify fee calculator** helps you see the exact point where a plan upgrade becomes profitable.
Scenario 2: Selling to International Customers
Use the calculator to include currency conversion and international processing fees (typically an extra 1% with Shopify Payments). This prevents underestimating the true cost of global sales and ensures your international pricing strategy is profitable.
Scenario 3: Comparing Shopify Payments vs. PayPal
If you use PayPal instead of Shopify Payments, Shopify charges an additional transaction fee (from 0.5% to 2% depending on your plan). This **Shopify selling fees calculator** lets you directly compare the total cost of using Shopify Payments versus a third-party gateway like PayPal, revealing which is more cost-effective for your business.
Frequently Asked Questions (FAQs)
- Q1: What is the difference between online and in-person Shopify fees?
- Shopify offers lower credit card processing fees for in-person transactions made through their POS system because the risk of fraud is lower when a card is physically present. Online fees are slightly higher to cover the increased risk of "card-not-present" transactions.
- Q2: Does this tool work as a Shopify Plus fee calculator?
- Yes. You can select "Shopify Plus" from the plan dropdown to apply its lower processing rates (typically starting at 2.15% + $0.30 for online transactions) and see how it impacts your fees on high-volume sales.
- Q3: Are Shopify's credit card fees the only fees I have to pay?
- No. This calculator focuses on the per-transaction processing fees. You will also have your monthly Shopify subscription fee. To see a complete picture of all your costs, use our more comprehensive Shopify Profit Margin Calculator.